PENGARUH PERTUMBUHAN EKONOMI, EFISIENSI DAN LIKUIDITAS TERHADAP PROFITABILITAS PERBANKAN PADA BURSA EFEK INDONESIA
A good bank must be efficient because efficiency will increase banking productivity and performance. As an institution that functions for banking intermediation, it must have a healthy financial condition to function properly and gain public trust. The purpose of this study is to examine the effect of Economic Growth, Efficiency and Liquidity on the profitability of banks in the Indonesia Stock Exchange. There are inconsistent research results from previous studies, regarding efficiency, liquidity and economic growth that can affect banking performance. The sample used in this study was 35 banks listed on the Indonesia Stock Exchange. Data processing in this study uses multiple regression with the help of SPSS version 20. The results of the study indicate that Economic Growth has a positive influence on bank profitability, for Efficiency and Liquidity has a negative effect on bank profitability. This research is expected to be useful both for the banking industry in making decisions and the government in making policies.
Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution-ShareAlike International License (CC-BY-SA 4.0) that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.