Handoko, Liza, vina christina nugroho, and Jacquelinda Sandra Sembel. 2020. “INTENTION TO INVEST IN FINANCIAL PRODUCT OF OLDER PRERETIREES WITH FINANCIAL SELF EFFICACY AS AN INTERVENING VARIABLE”. Ultima Management : Jurnal Ilmu Manajemen 12 (1):34-45. https://doi.org/10.31937/manajemen.v12i1.1539.